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Get the Best ROI with Your Next Home Improvement Project
Posted by Housecall Home is where the heart is, but sometimes it’s also where a homeowner’s savings plan comes into account. Homeowners may have a long wish list of home renovations and projects, and sometimes the work is never done. While return on investment (ROI) may not be the biggest consideration in a homeowner’s mind […]

Can I Avoid Paying Capital Gains Taxes on the Sale of My Home
When you are selling your primary residence, it is very common that the value of the home is greater than at the time you purchased the property. Generally speaking, any time there is an advancement of value either by work effort or investment, the government(s) places claim to levy taxes on those gains, real estate […]

Staged Home vs Vacant house, What’s the Point
People Don’t Buy Houses, They Buy Homes The number one reason a buyer purchases a home is because it “felt like home”. I’ve heard buyers say that the home spoke to them as soon as they crossed the front door threshold. Is the impression warm, inviting and affording the buyer to make an emotional connection […]

What Causes Moves in Home Mortgage Interest Rates
Conventional and Government (FHA and VA) lenders set their rates based on the pricing of Mortgage-Backed Securities (MBS) which are traded in real time, all day in the bond market. This means rates or loan fees (mortgage pricing) moves throughout the day, being affected by a variety of economic or political events. When MBS pricing […]

10 Step Guide to Buying a House
Buying a house may be the most complicated financial process of your entire life. Luckily, we’ve broken it down into 10 straightforward steps: 1. Are you ready to become a homeowner? Whether you’re becoming a homeowner for the first time or you’re a repeat buyer, buying a house is a financial and emotional decision that […]

27 Ways for Sellers to Prepare for a Home Inspection … and a Bonus Tip!!
Sellers, the Home Inspector has just completed the Inspection of your house. You and your Listing Agent are eagerly looking over the report. WHAT? The Inspector has written, “not tested” “unable to access/not inspected”, in several places on the report. Oh, no! The Buyer and the Buyer’s Broker are looking at the same report. The […]

Your Home Loan Toolkit – Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau (CFPB) has prepared an extensive “Your home loan toolkit” that will lead the family looking to purchase their first home through the steps to prepare themselves. The guide is also extremely helpful for the experienced homeowner that is either looking to purchase a new home or refinance their existing mortgage. It is […]

10 Reasons Why Now is a Good Time to Buy a House
You can get a good deal. While there are some parts of the metro area seeing shortages of inventory, more properties are posted to the Multiple Listing Service daily. We have seen real recovery of values over the past two years and many homeowners are now back to a positive equity position and qualified to sell. […]

Harvard University: 5 Financial Reasons to Buy a Home
Eric Belsky is Managing Director of the Joint Center of Housing Studies at Harvard University. He also currently serves on the editorial board of the Journal of Housing Research and Housing Policy Debate. This year he released a new paper on homeownership – The Dream Lives On: the Future of Homeownership in America. In his […]
Living the Good Life in Gilbert Arizona
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